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Payday loan providers limited but loan sharks lurk for the economically hopeless

Payday loan providers limited but loan sharks lurk for the economically hopeless The Financial Conduct Authority’s brand brand new controls on payday loan providers are aimed toward protecting borrowers from exorbitant costs, which will be news that is welcome. From January of the following year, the regulator will impose a preliminary 0.8% limit each day on interest costs, a limit of £15 for...

Why It’s So Very Hard to Regulate Payday Lenders

Why It’s So Very Hard to Regulate Payday Lenders Georgia’s creator, James Oglethorpe, an eighteenth-century social reformer, envisioned the colony as an financial utopia—a haven for anyone locked in Britain’s debtors’ prisons. Oglethorpe petitioned King George II allowing the country’s worthy poor a second opportunity in an international settlement, after which...

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